Medicare Supplement Plan C is ideal for those who want the peace of mind that comes with predictable monthly expenses.

Medicare Supplement Plan C covers:

* Basic benefits including
1. Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end.
2. Medical Expenses: pays Part B coinsurance – generally 20 percent of Medicare-approved expenses – or copayments for hospital outpatient services.
3. Blood: pays for the first three pints of blood each year.
4. Skilled nursing facility care.
5. Medicare Part A deductible for hospitalization.
6. Medicare Part B deductible for medical and hospital outpatient expenses.
7. Travel-abroad medical emergency help.

With Plan F, you get the most complete coverage available. Because the plan covers costs in excess of Medicare-approved amounts, you will likely have no out-of-pocket costs for hospital and doctor's office care with this plan.

Medicare Supplement Plan F covers:

* Basic benefits including
1. Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
2. Medical Expenses: pays Part B coinsurance – generally 20 percent of Medicare-approved expenses – or copayments for hospital outpatient services
3. Blood: pays for the first three pints of blood each year
4. Skilled nursing facility care
5. Medicare Part A deductible for hospitalization
6. Medicare Part B deductible for medical and hospital outpatient expenses
7. Medicare Part B excess charges (This is the difference between what a doctor or provider charges and the amount Medicare will pay up to Medicare's limiting amount)
8. Travel-abroad medical emergency help

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As of  June 1, 2010, Medicare Supplement Plan N is now available to consumers.
The new plan is designed to lower out-of-pocket costs for consumers
and to provide them with additional benefits not found in their current plans.

 Plan N is similar to both Plan D and Plan F. However, instead of not covering part or all of the Part A and B deductibles, this plan utilizes a cost sharing system to keep the premiums low.

In exchange for premiums that are estimated to be about 30% lower, a new co-pay structure was created.
Co-payments for doctor appointments are $20 and co-payment for emergency room trips are $50.
If you are then admitted to the hospital, this emergency room co-pay is waived.

Medicare Supplement Plan N has 100 percent coverage for the
Part A deductible and also NO coverage for the Part B deducible ($155, 2010).

Supplement Plan N, DOES cover the basic Core Benefits,
1. Complete coverage for Part A inpatient hospital insurance charges,
2. Total expense for inpatient hospital care after the Medicare Benefit runs out, blood services (initial 3 pints),
3. Coinsurance expenses for Part B, Part A hospice palliative medication coinsurance,
4. Emergency benefits for traveling abroad. 

ALL of the 2010 Supplement Plans will include hospice care.
Overall the premium cost of these plans is approximately 70% of the cost of Plan F, or
about 77% of the cost of Plan D.

Plan N may be a better plan for your budget than the Medicare Part C Advantage plans. 
Plan N may be a good option for you because it offers
very low out-of-pocket responsibilities and no network restrictions.

In Florida and Georgia there is  limited underwriting for this plan.
Our licensed consultants can give you more information on how it can effect your application for Plan N  

Questions ? |   Schedule an appointment  |  Quote Plan N Supplement.