2026 Medicare Decision Guide: Updated for New Regulations

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Medicare is changing. Our Decision Tree has been fully updated for the 2026 plan year, incorporating the major new federal regulations—including the $2,000 out-of-pocket prescription drug cap and the elimination of the "donut hole." Use this guide to navigate your options with the most current data available for Florida seniors.

Expert Guidance from a Local Father-Son Team

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A decision tree is a great starting point, but every senior’s situation is unique. Our father-son team has spent 50+ combined years helping neighbors in Jupiter, North Palm Beach, and across Florida navigate these exact branches.

While the "tree" shows you the path, we provide the map. Once you’ve explored your options here, schedule a consultation with us. We will help you verify your specific doctors and analyze your personal medication list to ensure your choice is the right one for your health and your budget.​